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Welcome to Iris Lurie's Marlboro, Manalapan, Freehold and Howell Real Estate Website

Welcome! Here You Can Find Great Information on Marlboro, Manalapan, Freehold and Howell, New Jersey Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Marlboro, Manalapan, Freehold and Howell real estate market in this site.

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Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What is a "jumbo mortgage"?
A	The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates.
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Iris Lurie, REALTOR®, real estate agent and broker for Marlboro, Manalapan, Freehold and Howell, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Iris Lurie
Century 21 Mack Morris Iris Lurie
47 Route 9 South
Morganville, NJ 07751
732-536-2228
Fax: 732-536-1508
IrisLurie@NUMBER1EXPERT.com

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